Do more for less

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Pricing Innovations

Event Based

Say goodbye to paying high premiums every year regardless of whether any hurricanes come your way. You pay for coverage when you need it, and save when you don't.

Tech Enabled

Just enter your address for a quote and verify the information we return. You'll have a policy in minutes. Manage everything through your phone, including notifications and purchasing an event with the Live Cat plan.

Unbeatable Savings

Our model enables us to offer significant savings. Running our plans on 10, 20, and 50 year historical data shows that every county, with the exception of one, would have significantly saved money compared to a traditional policy.

Sample Comparison

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Get Started in a Few Minutes

Enter your address

Approve house Characteristics

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Input your address to see the hurricane history in your area and how our product would have saved you money. Please contact us if you have any questions.

Using Unlimited Events premium as index(100%)

Miami, FL

1968-2017

50 year average premium relative to index

Unlimited Events Plan 100%
Single Event Plan 86.6%
Live Cat Plan 65.5%

Using Unlimited Events premium as index(100%)

Houston, TX

1968-2017

50 year average premium relative to index

Unlimited Events Plan 100%
Single Event Plan 85%
Live Cat Plan 62.5%

Using Unlimited Events premium as index(100%)

Charleston, SC

1968-2017

50 year average premium relative to index

Unlimited Events Plan 100%
Single Event Plan 87.1%
Live Cat Plan 67%

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Personal Small Commerical
Total Insured Value
$5M
$10M per location
Occupancy
  •  1-4 family
  •  Condo Owner
  •  Owner / Non-owner occupied
  •  Renter
  •  Retail
  •  Habitational
  •  Soft Hazard Occupancy

What we aren't

iDemand can price most properties. Better quality construction equates to a better rate. However, there are a few categories that we do not underwrite. ADD MORE HERE.

  • Poorly maintained property

  • Mobile homes

  • Historic value items

  • Poor wind resistive material

Introducing iDemand Wind

We've pioneered a hurricane product designed to save you up to 50% on hurricane insurance. No more paying exorbitant premiums. See how it works.

Explore Weather

Operating a small business? Our climate solutions can be structured to suit your regulatory and operational needs. Learn more about our weather coverage.

Ready to get started?

Get an instant quote or contact us if you have any questions.

Personal

Small Commercial

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