Whether it’s surge, rain, or river-based flooding, we’ll have your property covered. We offer flood capacity for homes and small commercial real estate in even the highest risk flood locations.
Floods damage more homes in the US than any other natural disaster. That’s why we have a comprehensive flood policy to ensure that you’re covered.
iDemand Flood is tailored to fit your needs. You decide the coverage limit. You decide any other limits you want included. All we need is your address and you’ll have a quote in minutes.
Although your home may be in a low risk zone, it is not a no risk zone. Flood zone classifications are largely based on elevation data gathered through manual surveys. In a major flooding event, such as a hurricane, low risk zones are often significantly impacted.
Homeowners and renters insurance usually does not cover flood damage and many flood policies do not cover the full value of your home. The majority of policies in the United States are offered through the National Flood Insurance Program, which caps their maximum payout at $250,000.
Although FEMA does deploy resources when a National Disaster is declared, an average person would receive a fraction of what it would take to rebuild their home.
Homes and businesses in high risk areas with mortgages from federally regulated or insured lenders are typically required to have flood insurance. If the building is in low- or moderate-risk areas, requirements will vary by lender.
Get an instant quote or contact us if you have any questions.