The Future Of Insurance...

Now you can save up to 35% on your wind catstrophe property insurance. Learn how our Wind, Flood, and earthquake products can protect your property or let our Weather Products put you in control of your budget. All our products provide a path to save money.

The complete catastrophe insurance solution designed for your property

Customize your insurance plan for the level of control you desire.

Want to keep your current agent? Our innovative products are available through any qualified independent agent.

Prefer to deal direct? That option is available in most states and products.

Remember, buying too much insurance won’t change the amount paid in a claim; it just cost you more premium.

Homeowners & Small Commercial Catastrophe Specialist

iDemand - Wind

Buy Event-Based wind insurance allowing you to only pay for what you need. Save up to 50% or more.

iDemand - Flood

Flood/Surge often causes more damage than wind. We can make sure you get coverage for both perils. Inland/ River Flood is also available.

iDemand - Earthquake

Earthquakes are a reality. Are you prepared? Even though earthquakes are not frequent, they are severe. iDemand offers comprehensive quake coverage with custom coverage to fit your needs. Get a quote today.

Historical Paths Tool

We built a tool to show you how our products would have performed on your property since 1970. Enter your address, city, or just drop a location pin and we can show you how much you might have saved.

Are you an agent?

We provide our product through multiple distribution channels. If you're an agent, manage iDemand Wind products as a service and save your clients money. See our agency page to learn more about adding our product to your offerings.

Comments That Drive Our Products...

Consumers have been demanding a better way to buy many products. It's nice to see a solution finally address hurricane insurance.

I know there are hurricanes every year in the U.S. Until I saw the historical charts, I didn't realize how few hurricanes actually impact my home over time. Event-Based coverage makes financial sense for me.

I have a P&L to manage. I wasn't buying hurricane insurance on my retail building due to the high cost and low frequency of hurricanes. When storms threatened, it was too late to buy. Now, I can pay a fraction of the traditional premium and have the right to purchase coverage for a specific event when I choose; even during a storm.

I wouldn't let my team sell too many full season snow contracts for fear of losing money in heavy snow years. Now, I can get paid in the heavy year, and have higher revenue/profits in the light snow years.

Snow contractors charge us every year for the occasional heavy snow year. Now I can buy the minimum contract knowing I have protection to pay for the extra charge in that heavy snow year. Our HOA members can save money.

It seems there is more damage from flood/surge in a hurricane than the actual wind. I didn't realize how important flood coverage is to me.

Introducing iDemand Wind

We've pioneered a hurricane product designed to save you up to 35% on hurricane insurance. No more paying exorbitant premiums. See how it works.

Explore bundles

Get all of your home coverage in one place. You can bundle hurricane coverage with flood/surge, along with risk mitigation products tailored for small businesses.

Get started in a few minutes

Check out our Historical Paths tool to see how each of our wind products would have performed on your property over the last 50 years or jump straight to getting a quote.

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