Catastrophe insurance for the 21st century

Thoughtfully created flood and wind insurance to protect your home and things. All our products provide a path to save money.

Flexibility at it's core

Already have an agent?

Our products are available through any qualified agent.

Prefer to deal direct?

Skip finding an agent and get a policy in minutes.

Endlessly Configurable

Choose your coverage, deductible, payment method and more

Homeowners Catastrophe Specialist

A homeowner policy covers a lot, but most policies exclude one of the most costly source of claims: floods. Thats where we come in. Our policies fill in the gaps left out of many common types of insurance, specifically covering Named Storms.

iDemand - Flood

Flooding is one of the most common and costly disasters in the United States. We have flexible products and more importantly, fast and fair claims.

iDemand - WindSoon

We're working on a wind. Sign up for updates and launch notifications.

Historical Paths Tool

We built a tool to show you how our products would have performed on your property since 1970. Enter your address or drop a location pin and see how our products compare.

Are you an agent?

We provide our product through multiple distribution channels. If you're an agent, offer iDemand products to expand your options and save your clients money. Usually ready to start issuing within 24 hours.

Comments That Drive Our Products...

iDemand Wind

We've pioneered a hurricane product designed to save you up to 35% on hurricane insurance. Coming soon.

iDemand Flood

Explore the details of our flood product. We strive to provide better coverage, easier process, and smooth, quick claims.

Get started in a few minutes

Check out our Historical Paths tool to visualize the history of Named Storms near you over the last 50 years. Need wind coverage? Jump straight to getting a quote.

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We look forward to hearing from you